Once my office files bankruptcy for you, you are immediately protected from all actions of your creditors. Your creditors can no longer call you at work or home, garnish your wages, foreclose on your home, repossess your automobile or harass you in anyway.

The answer is NO! The majority of a debtor’s property including their home, automobile, furniture, household goods, pensions, profit sharing, IRA’s, 401k’s, retirement plans, wedding rings and family keepsakes are EXEMPT. This means debtors generally can file bankruptcy and eliminate their debts while retaining all of their exempt property.

The answer is NO! Employers are not allowed to fire someone or to take disciplinary action against them solely because they filed bankruptcy.

The answer is NO! We have filed more than 50,000 bankruptcy cases since 1984. We have highly experienced bankruptcy attorneys in our office to assist you in every step of the bankruptcy process. Our goal is to file your bankruptcy so that you can obtain a fresh start.

The answer is NO! We complete almost all the paperwork for you.

We have immediate, easy, hassle free electronic filing available to you at no extra cost!

Generally, the answer is YES! Credit card debts, payday loans and medical bills can get us all in trouble. You make your regular payments for years and then when something unfortunate happens and you can’t make your payment the companies will not work with you. By filing bankruptcy you can generally eliminate these debts and get a fresh start.

Generally the answer is YES! By filing a Chapter 13 bankruptcy you may generally take 3 to 5 years to repay your past due house payments. YOU WON’T LOSE YOUR HOME! YOU MAY BE ABLE TO TOTALLY ELIMINATE YOUR SECOND AND THIRD MORTGAGE BY FILING A CHAPTER 13 BANKRUPTCY.

You may be able to eliminate your second, third and a HELOC mortgages by filing a Chapter 13 bankruptcy.

The answer is YES! By filing a Chapter 13 bankruptcy you can take 3 to 5 years to repay your past due automobile payments. We may also be able to lower your automobile payments and you will not lose your car.

Once you file for bankruptcy, you can begin to rebuild your life without worrying that your wages will be garnished, your bank account attached, or your property seized. Your creditors cannot call you at work, threatening you and cannot harass you. Remember that the bankruptcy laws were designed to help you. You don’t have to allow creditors and collection agencies to take away from you everything you’ve worked for all your life.

The answer is YES!

The answer is YES! Once you file Bankruptcy a creditor is not allowed to garnish your paycheck.

Absolutely NOT! The bankruptcy laws were designed to help you turn your financial life around. If your simply making minimum monthly payments you will be paying for many, many years and you may still not be out of debt. If your using one credit card to pay another your simply getting yourself deeper in debt. Remember also that many celebrities, sports figures, and politicians have filed bankruptcy to turn their lives around. They realized that the bankruptcy law was there to help them get back on their feet and to make a fresh start, and you can do this too.